The Thieving Bear

Couponing for the Real World

The Thieving Bear - Couponing for the Real World

Shift your home with flexible and cheap moving service

Everyone wants to feel comfortable when moving their home from one place to another. They desire these services at affordable price. There are many companies available which provide the service of flexible shifting. Stuffing and moving services are quite admired. They are the first class option to move your house, office, flat, apartment, furniture, and more. They are serving since a long time ago and provide a positive result, which satisfy the customers.

cheap moving home service in nyc

They always take care of customer’s requirement what they wish for and what they are expecting from them. Everyone desires for that when they move their home and offices, there should be no damage to the household items. They desire to decide excellent cheap movers from NYC. Some people have no time for shifting their residence, they always anxious about the home transfer.They complete your all need with absolute pleasing arrangement.

Moving services are provided by specialist

They are very specialist in moving service. The specialized people help the customers in transferring the dwelling and office items. They pack the total article in worth boxes. They also labeled the each and every small package, so that it will become trouble free to recognize the dissimilar items. When employee loads the household article in van, then they take extraordinary care in lifting all the items, so there is no damage to the household items.

They help you in shifting from one home to another home rapidly and securely. You feel very exciting with their extraordinary services. They have a huge staff of skilled people. They always offer the quality services. They provide their services all over the world. They are becoming popular day by day. Their staff is very experienced. They are available for your home moving service when you wish. You can call them any time; even in emergency you can make a call to them and get their expert advice.

Moving services are available at cheap price

They provide the moving service at cheap price. There is no competitor of their moving rates all over the ocean. Cheap movers from NYC provide these all services at affordable price which is reachable to everyone. All the employs are very specialist in their work and have a great knowledge; they realize all the requirement of the customers, and works according to them. Let do not go this chance, move your house with experts. You sense good familiarity with this service because no one can provide the rapid, simple, sensible, and secure residence moving. They are highly reasonable. The price of moving house is quite sensible.


There are many professionals who provide the service of home moving. They provide the rapid, easy, and secure service. There is no damage to the items during moving house and office. They provide this service at a very cheap price.

Things to know when trying Axe deodorant Samples

Trying out Axe deodorant samples can help you simplify the process of finding the best type of deodorant for you. There are so many different brands and options that the amount of choices can leave you feeling overwhelmed. Free Axe deodorant samples are a great way to try out high quality deodorant and see what works best for you. When you are trying out Axe deodorant samples, there are a few things that you should be aware of. Here are the top things to now when giving Axe deodorant samples for men & women a try:

Antiperspirants Reduce Sweat

Most deodorants are designed to simply block out odor. This means that you do not have the ability to lessen your amount of sweat when you are using a traditional deodorant. It is the antiperspirants that are designed to lessen the amount of sweating that occurs. These specific types of deodorants block the sweat ducts within the body and as a result lessen the amount that you sweat considerably. There are some Axe deodorant samples that are antiperspirant and block sweat ducts.

Men or Women?

Most people think that deodorants are specifically formulated for men or women, but this is not always the case. Although axe deodorant samples are primarily for men, there is not a lot of difference between the brands designed for women. Most deodorants for men are just designed to be stronger and block odor more effectively. Women that are looking for stronger deodorant might want to give Axe deodorant samples a try and see how well they work.

Fragrance and Sensitive Skin

Other than blocking odor the biggest factor when choosing deodorant is scent. Most people are looking for a deodorant that has an appealing scent. You often want a scent that is light and sweet, but not overpowering or pungent. Axe is known for offering sweet scents that are perfect for men and blend with their natural fragrance. If you have more sensitive skin, it is possible to try the axe deodorant samples that are fragrance-free. Deodorants without fragrances are designed to be less harmful to the skin and do not cause irritation. It is always a good idea to apply deodorant and allow it to dry before your dress. This will reduce the amount of reside that is left behind. Invisible dry deodorants can also be a great way to achieve same effect.

Critical Decisions Regarding Student Loans

The cost of a college education increases every year. In fact, these costs are growing at a faster rate than family incomes. People are finding it more difficult to afford college. As a result, many families are turning to student loans to finance higher education.

Consider these key points to make smart decision about student loans.

College costs today

The costs to attend college today are substantial. According to the College Board’s statistics for the 2014-2015 school year, the average annual tuition and fees for a private, non-profit, 4-year college is $31,231. That compares with a public, 4-year out-of-state tuition of $22,958. A student attending an in-state public university will pay $9,139. explains several other costs that a student may incur. College tuition may vary, depending on the major an individual selects. The site explains that, for example, the University of Illinois charges a higher tuition level for science and engineering majors. Most universities also charge a variety of fees. Those fees may be for campus transportation or for student athletic facilities.

Students who attend college away from home also pay for room and board. Campus housing and meal plan costs can also vary greatly.

Grants and scholarships

People that need to finance college costs have several choices to consider. The first priority is to apply for grants and scholarships. These funding vehicles can lower the cost to the student. Grants and scholarships may be based on financial need, academic performance in high school, or both factors. The award can be a one-time payment or an award over several years. A student may have to maintain a minimum GPA to remain eligible for the grant or scholarship.

Types of student loans

If grants and scholarships are not enough, many families take out student loans. Student loans may be subsidized or unsubsidized. A subsidized loan means that the loan has a low interest rate. The borrower does not incur interest costs on the loan balance while the student is in school. Subsidized loans are awarded based on financial need.

An unsubsidized loan may also have a low interest rate, but the student does incur interest costs on the loan balance while they are a student.

Navigating the federal student loan process

A starting point for many student loans is the federal student aid process. Families start this process by completing the Free Application for Federal Student Aid (FAFSA) form. This form is used to apply for federal grants, loans and work-study funds through the US Department of Education.

There are several types of loans offered through this government agency. Keep in mind that the family’s personal credit history is a factor with student loans. Some loans require a credit check and others do not. In addition, some loans are only available to borrowers with a good credit history.

Specific types of loans

Here are some of the loans offered through the FAFSA application process:

Direct PLUS Loans are issued to borrowers that do not have an adverse credit history. The maximum loan amount is the cost of attendance, less any other financial aid received. If a borrower does not have good credit, they may be able to borrower by getting an endorser. The endorser signs as a borrower on the student loan. Their good credit history allows the lender to approve the loan.

Perkins Loans are low-interest federal loans that are made to students with exceptional financial needs. In this case, the school is the lender- not the Department of Education. Approval for these loans depends on the availability of funds at your college.

Private student loans

One final consideration for student borrowing is a private bank, or some other financial institution. The lending standards for borrowers are higher at a private bank. You will need to have a good credit history, since these lenders will require a credit check. Private student loans may also have a much higher interest rate than loans through the federal government.

Financing college can be challenging. If you do your homework, you can secure the financing your need to pay for college.


The College Board

Federal Student Aid

Bedtime Bedding Set to launch on Kickstarter

Getting enough sleep is essential to your kids’s development and advancement. Studies have demonstrated that sleepless children get harmed all the more frequently, they get wiped out all the more effectively, their evaluations endure.

Making youngsters go to bed early can be a test for some folks, who realize that a beneficial day at school starts with a decent night’s slumber. One of the most effortless and most amusing approaches to make youngsters need to go to bed is by remunerating them with a bedtime story before resting. This will help them add to their keenness and partake in family time too.

bedtime stories

Telling unique bedtime stories isn’t a hard ability to learn and it can support your tyke’s creative energy furthermore help them frame mental pictures from words, a vital expertise for perusing. An independently customized bedtime story additionally can tenderly show life lessons while offering some important understanding into what the tyke may be feeling.

Need to recount an incredible bedtime story? Attempt Bedtime Bedding set to make your narrating more fun and fascinating for children. This crisp, remarkable thought consolidates the best parts of convention and innovation giving a different option for folks to lure their youngsters to go to mull over timetable, with a grin on their appearances.

Set contain the illustrated cover that set the stage for your stories and make your story look like a real. It is made up of Eco friendly materials with interactive parts. They used digital printing technology on cotton sateen with sparking creativity to make story interactive.

It is created by Dora and Gabor and young couple who honestly believe that they have found a solution to all that. They are about to launch on Kickstarter. You can sign up for their newsletter to get $30 discount on your first purchase.

Visit : to watch their video

What You Don’t Need To Spend (On Entertainment) Costs You Plenty

When it comes to the family budget, think about two days of the week: Friday and Saturday. That’s when the entertainment budget begins to burn holes in your pockets.

Sure, the weekends are fun, but they can really wreck havoc on a family budget.

Just look at Monday through Thursday. That’s when we pack a lunch and head straight home after work. But Friday rolls around and we dash right off to happy hour and begin to spend our discretionary funds. By the end of the weekend, we’ve gone out to dinner once or twice, hung out at a local watering hole or taken our partners out dancing or to the theater. On Saturday, we attend a sporting event with the family during the day and hit the movies at night. Fun, fun, fun. Spend, spend, spend.

Ironically, what we spend on necessities: Food, clothing and shelter, are items with slim profit margins. But the money we toss away without a thought — entertainment — is largely spent on industries with enormously handsome profit margins.

To learn more, try this trick: Take out your paycheck in Monopoly money and start making piles to represent where the dollars are going each month. You could be surprised.

By averages you will find, says financial consultancy CreditLoan, the average American family spent $51,100 out of earnings of $63,784 – the difference going to Uncle Sam or to state and local governments in the form of taxes.

Out of that $51,100 the average family spends – in data taken from year 2013 – the largest chunk of change, by far, goes to housing. An average of $17,148 is spent on shelter, almost twice the second most expensive item on the list, transportation.

American spend an average of $9,004 each year getting from place to place. We then spend $6,602 on food, $5,528 on pensions and insurance, $3,382 on “other” and $3,313 on health insurance. We then spend what looks to be a modest $2,572 on entertainment. But the numbers here are deceiving.

In fact, we spend more on entertainment than we do on clothing, which averages $1,740 in spending per year. But there are problems with the entertainment line item. We spend, for example, $2,625 per year eating away from home – at restaurants. Yes, you have to eat, so that’s not considered entertainment. But some of the expense of eating away from home is clearly a frivolous expense, ipso facto, entertainment. We could eat at home and save a bundle.

Restaurant prices have long been the bane of the American family budget. Average price of a restaurant meal per person in New York City is $48.56, about $8.03 above the average nation-wide, according to the Web site Zagat. In fact, the average tab, including beverages and the tip, runs to $112.49 in New York. Nationally, a restaurant meal costs $32.60 on average, while the per person tab averages $66.81 in the United States, Zagat says.

Some estimates put restaurant eating at 14 percent of our annual expenses – that’s almost a fifth of what we spend each year, going to a line-item that is noted for extraordinary profit margins.

Therein lies the moral of this story: The profit margins for shelter and for heat and electricity – very necessary items – are very low. But the profit margin for entertainment – are extraordinarily high. You would think it would be the opposite. Since we don’t need it, why do we overspend? On the other hand, we need shelter, but we budget that with a very tight fist.

Now look at the category labeled “other expenditures.” This, too, has some overlap with entertainment, given “other” includes gift giving – and that includes expensive electronic gadgetry, like a PlayStation or an Xbox, or a home stereo system.

In fact, that modest $2,572 entertainment line in our budgets honestly runs much higher with most of the eating out budget and the “other” items could be lumped in with entertainment.

After all, you can feed a family of four for $146 to $289 per week, according to USA Today. That means the tab for one restaurant meal for four people on average runs $130 to $267.24, which is near or better than the cost of feeding four people for a week if you shopped at a grocery store.

My suggestion: Take a parent’s point of view. Parents know the value of entertaining their children, because childhood is about play and play includes entertainment. Sports and theater, to name two items, are valuable parts of our education when we are young.

On the other hand, a parent thinks this way: I could spend $32 on the movies and entertain two children for three hours. Or I could spend $20 on a Frisbee and entertain four children for two hours – and that Frisbee is still available in the future, as well.

This means, dollar for dollar, pound for pound, nothing in the history of mankind has ever come close to the entertainment value of a good, old-fashioned television set.

With the advent of the television in the 1950s, the average family could afford to watch the world’s best entertainers without leaving their living rooms. Even the great, large-screen systems available now and the home-entertainment sound systems give hours of entertainment for the dollar. This is a deal on the order of public schools. You can’t beat it with a stick.

Television, by comparison, shows you the incredible profit margins we allow for entertainment.

Let’s start with the price of going to the movies. A college professor at the University of California, Irvine, in fact, did the math. It costs an average of 90 cents for a theater to make a tub of popcorn and the average price for a customer is above $8.00, the professor found. ($8.15 to be exact.) It costs the theater 51 cents to hand you that soda, including the cup, the lid and the straw … and the average price for the customer is $6.31 for a large soda.

Candy prices fell into step with those prices. It costs $2 for the average box of candy and the markup was over 100 percent. The average price for candy was $4.25 per box, the professor found.

With those prices, a family of four could watch a movie at home for 90 cents time four ($3.60) plus $1.80 for two tubs of popcorn. You have to add in the cost of the television divided by the thousands of hours that television will run and add in the cost of the television service – the cable or the satellite service – which you also divide by how many hours you have that service operating. This ends up as roughly $5 for a family to entertain itself at home, snacks included. For that, you could not even buy one ticket at the local cinema. It could be even less once you learn more about saving on your entertainment packages.

It turns out, pricing is an opportunistic phenomenon. If the opportunity exists for prices to go up, then they will.

Strangely, television has made major sporting events accessible around the world, but similarly, the price of attending a sports event has also gone through the roof since the invention of television. The Washington Post points out that the prices of a ticket to a sporting event has risen 344 percent above and beyond inflation since 1957 – just about the time television became an option for the average family.

Sears: from travel deals to furniture, toys, clothes and more!

Collecting coupons used to involve scissors, magazines and a lot of time and, not to mention paper cuts. Now you can make things much easier using coupon codes and the hundreds of sites dedicated to sharing them, saving you time and wear and tear on scissors (I’m not sure I’ve ever had scissors wear out but it has to happen eventually).

But if you’re just totally old school and insist on being unapologetic retro in all your dealings, you can get printable coupons for Sears (or dozens of other stores). You can then go to the shop, in your horse and cart or just on your own two legs, and order all the finest in Sears products.

Sears offer a huge range of products these days, not just the standard fare. From offering furniture and clothes, like most department stores, they have graduated to a huge range of products, including stuff you can’t just pick up off the shelf, like automobile repair and travel deals. Obviously  they have a website – several, in fact – and you can now visit Sears Canada online to do your shopping instead of having to get in the car, which is a) nice and b) better for the environment.

But you insist on the paper Sears coupons which you can take to the shop. Maybe you’re scared of computers. Maybe you just like walking around the shop. That’s fair enough. They had one of those new, bendy, UltraHD TVs last time I was there and there was a crowd of people staring at an image of a city with their mouths open, probably wishing they hadn’t made all those jokes about old people and just brought some paper coupons with them so they could buy a TV so big they’d have to knock down a wall to fit it in their lounge. But who needs a wall? You can just play an image of a wall on the new TV and it’ll look better than real life.

Whether you manage to overcome your morbid fear of online shopping or just tear yourself away from the giant TV long enough to actually buy something, you’ll want the best possible price, and with a whole range of coupons and coupon codes out there, you can get it. Screw the paper cuts, everyone will be laughing on the other side of their faces when you drive down the street with an enormous television strapped to the roof of your car. It’s lucky that Sears offer repairs because you’ll need them after your car’s been gently crushed by the weight of the thing. You can probably get a coupon for that, too, if you like.